Compensation for damage due to a road bicycle accident: let’s find out all the information. Cyclists and their bicycles are one of the weak and disadvantaged parts of road traffic users, which are why they are more likely to be subject to road accidents that can cause injuries of various types, even serious ones, of which compensation must be obtained. The event that gives rise to the accident can be caused by the fault when by the responsibility of the cyclist himself or by the responsibility of the motorist.
How, then, can the cyclist be protected if a road accident occurs that involves him?
In the event of a road accident caused by a cyclist, the cyclist will have to compensate the damage he caused with the accident since there is no compulsory insurance for the movement of bicycles, it is a good rule for the cyclist to take out an insurance that provides for the coverage also for damage caused by riding a bicycle, sheltering the cyclist from the damage it causes in a possible road accident for which the cyclist is considered responsible.
It is essential for the cyclist to protect himself in the event of a road accident with negligence by taking out an insurance policy with a large coverage limit, the premium for an insurance policy for example with a coverage limit for compensation equal to one million dollars and a policy with coverage in the event of compensation of up to two million dollars, varies slightly in the sense that it is undoubtedly always worth taking out an approach that buys compensation for damages, even fatal, up to a few million dollars: think of the case of the cyclist who hits the pedestrian and these falling beats his head and dies, the cyclist if he has a broad insurance coverage will be protected, otherwise, with a limited insurance coverage he could suffer the aggression of personal property in case it causes a car accident with fault. The San Diego truck accident lawyer is essential there.
In the event of a road accident in which the cyclist is right and has been a victim, he must follow all the precautions that he would use in any road accident, first of all, it is essential that he asks the motorist for a model of a friendly accident detection, i.e. in failure to fill in even on any sheet of paper and make the motorist sign a declaration in which the data of the owner, the driver, the license plate of the vehicle and the insurance company of the same, the place and time of the accident are reported and the dynamics, perhaps even making a summary drawing or sketch.
The declaration of the accident dynamics thus compiled can be signed by the drivers involved in the road accident, or by the cyclist, the declaration therefore collected, according to the Civil Code, will be valid as an extrajudicial confession, which is produced in court and not contested, will rise to the value of admission.
It is essential to underline that in the event of an accident involving a bicycle and a vehicle, the cyclist, to obtain compensation for the damage suffered in the accident, will have to make use of the ordinary compensation procedure against the insurance of the damaging vehicle and the civil responsibility.
Compensation for damage to the invested cyclist: This is how it works.
The cyclist invested, to obtain compensation for the damages suffered in the road accident, must first rely on a law firm or lawyer expert in the sector who will draw up and send a letter requesting compensation for all damages suffered, materials such for example damage to the bicycle, clothing to the watch on the mobile phone, medical expenses, loss of profit or loss of profit, and non-pecuniary damage such as biological damage, moral damage, psychological damage, psychiatric, aesthetic, existential damage to the life of relationships, constituting in default the insurance of the vehicle responsible for the road accident. The warning must contain the request for compensation or damage to property and physical damage suffered, the tax code and profession of the applicant, the declaration of having or not the right to benefits from social security institutions, the dynamics of the accident and the related data to the persons and vehicles involved and the declaration of car available for at least five working days for any inspections by experts. It must also be accompanied by reports certifying the damage suffered by the injured party.
Bike versus car: who pays in these cases?
In the case of bikes against cars, who pays? For motor vehicles registered in public registers, PRAs, trucks, cars, motorcycles, motorcycles, wheelchairs, etc., there is an obligation for motor liability insurance, motor liability, for those who drive bicycles there is no insurance obligation. The 18 wheel semi truck accident lawyer is there to help your out.
In the event of a road accident with the sole responsibility of the car, motorcycle or vehicle registered with the PRA towards the bicycle, the cyclist may request compensation for the damages suffered in the road accident, both damage to property and damage to the person, to the insurance company for the compulsory RCA of the vehicle by operating the ordinary compensation procedure for damages suffered in the event of a road accident provided for and governed by the Insurance Code Compensation procedure. The approach will be the same as for all other road accident victims.