Tech

How to Deal With Debt After a Spouse Leaves You

Divorce and legal separation are hard enough. Things can feel even more stressful if your spouse leaves you with debt. If you and your spouse are estranged and they’ve left you with debt, you’re likely feeling overwhelmed. The good news is that there are ways to locate an estranged partner and collect on that debt after they’ve left you. If you or someone you love needs help finding someone who owes them money, read on.

Using People Finders

If your spouse has left you and you don’t know how to reach them to take care of a debt, a great way to find anyone is through propeoplesearch.com. Through this people-finding search service, you can use a phone number, name, date of birth, last known address, or other information to look up their new contact information. You’ll also be able to find information about their credit history, criminal background, other debts outstanding, and more.

While it can be uncomfortable to think about doing online research on a spouse, it’s important that you put yourself first when your relationship issues have come to a point that will likely lead to divorce. The reality is that you’ll need your finances in order after facing the loss of one income in a home that once had two.

Getting Emotional Support

As you navigate the process of using a people finder service, you’ll want to get emotional help. Consider a Google search for “psychologist near me” to find a mental health professional who offers individual counseling. Not only will they be able to give you tools to manage your grief around the end of your relationship, but they’ll be there to listen as you go through the process of collecting debt from your estranged spouse.

When using an online search program to find out the background and current information on your spouse, you’ll want to be sure to tell your therapist if you find information you didn’t otherwise know. The truth is that the extensive background checks you can find through these fantastic online resources can sometimes reveal new information that might cause anxiety or other feelings around your relationship.

Maintaining Records for an Attorney

There’s no way around it, divorce is difficult. In the end, taking care of your emotional well-being while using the right data collection tools to maintain records and track your estranged partner as you navigate your debt and the end of your relationship is the best way to get through these challenging times. While it might feel impossible now, you’ll be in a better position to make peace with your relationship problems and financial stressors if you seek help from a psychotherapist as you go.

As you collect information in your online search, be sure to save records for your attorney. You’ll also want to save records of spending and why you think money is owed. For example, if your spouse has a car in their name that you paid for but didn’t agree to, you’ll want to save text messages or other forms of communication that you’ll be able to use in court. Likewise, after you’ve used the internet to locate your estranged spouse, you’ll want to keep records of any communication around the debt. Something as simple as a screenshot of a text thread where your spouse agrees to a repayment plan could really help in the long run.

As much as it might not seem like it now, there’s hope and financial resolution on the other side of a broken relationship and debt. Take care of your mental health and specific needs as you work through the process toward a satisfying life.